On Cigar Smoking

it’s a common misconception that cigar smoking is less dangerous than cigarette smoking. Not true. Cigars are not safer than cigarettes, but because they are used differently, the health hazards differ somewhat as well.

How does cigar smoking differ from cigarette smoking

Nigerian President Condemns Latest Killing in Borno State, Nigeria

Nigerian President Goodluck Jonathan on Friday unreservedly condemned the killing of the All Nigerian Peoples Party (ANPP) Borno state gubernatorial candidate, Fannami Gubio, and six others.

The president also charged the security agencies to find those behind it.

President Jonathan who is in Addis Ababa to attend the 16th African Union Summit, according to a statement from his spokesperson Ima Niboro, received the news of the murder of Gubio with shock and consternation.

Thinking about taking snacks?

Snacking can be good for you, or not, depending on what you eat (and how much). You can keep hunger at bay between meals and get extra nutrition by choosing nutrient-dense foods, or you can nosh on energy-dense foods and pack on the pounds quickly if you're not careful.

30 Qualities for Success

Thinking of qualities of success, here are 30 qualities for your use. check it out and  your lists are welcome.

 Positive Mental Attitude, Compassionate,
Disciplined, Dedicated, Faithful,
Dependable, Knowledgeable,
Loving, Enthusiastic, Motivated, Patient,

Ways to Have a Better Day

Gossip may be defined as any form of communication that harms another. It can ruin lives, assassinate reputations, split families, alienate friends and destroy businesses.

On the other hand, a gossip-free environment leads to peaceful lives, healthier relationships, and overall prosperity. Yes, the gift of speech is a marvelous one, depending upon how it is used. Would you like your words to soothe instead of sting? Heal instead of hurt? And build instead of burn?

A Day well spent

1.     Wake up 30 Minutes Early, Pray
Get up 30 minutes before the alarm goes off and take the first half hour for yourself. Once you get busy and into the day there never seems to be the time for yourself. Take this time to plan getting the most from the day.

The Effective Manager

An effective manager pays attention to many facets of management, leadership and learning within organizations. So, it's difficult to take the topic of "management success" and say that the following ten items are the most important for management success. I will, however, suggest seven management success skills without which I don't believe you can be a successful manager.

The most important issue in management success is being a person that others want to follow. Every action you take during your career in an organization helps determine whether people will one day want to follow you.

A successful manager, one whom others want to follow must

Inspirational quotes on Success.

These quotes are useful when you need motivation and inspiration to keep going. These quotes will help you create success in business, success in management and success in life.

Quotes about Success

"Success usually comes to those who are too busy to be looking for it." --Henry David Thoreau

"Believe in yourself! Have faith in your abilities! Without a humble but reasonable confidence in your own powers you cannot be successful or happy." --Norman Vincent Peale

Reducing Stress with Diet and Nutrition

As we get busy and stressed, we tend to make poor nutritional choices that can actually increase our stress levels and cause other problems. Here are ten tips for getting good nutrition and maintaining a more healthy diet, even under stress. After a few weeks, they’ll become habit and you won’t even have to think about good nutrition. And your body—not to mention your stress level—will feel the difference!

Capitals of Countries in the world

Below is a complete listing of the 195 official independent countries of the world and their capital cities. Please see my article about the Number of Countries in the World for more information on the number 195.

Countries of the World

AA very frequent geographical question is "How many countries are in the world?" Different numbers pop up when one inquires or reads about the number of countries in the world. Each source you use often yields a different answer. Ultimately, the best answer is that there are 195 countries in the world.

United Nations World Factbook: An A-Z Reference Guide to Every Country in the World (Firefly Pocket series)

World footballer of the year 2010

World football governing body - FIFA has named Lionel Messi as the 2010 world footballer of the year ahead of xavi and iniesta. All the best to Messi but i find it difficult to accept the award given to him this year unlike the 2009 award. i wonder oh.is best player award now based solely on individual performance? i thought it should be combination of individual performance and impact on team.Good,there is no gain saying in the fact that Messi is an excellent player but the fact remains that he does not deserve it this year.Messi did not achieve what the likes of sneijder, xavi and iniesta achieve last year. i just lost trust in FIFA awards.

The Best Time to Exercise the body

Everyone can agree that exercise is a good way to stay physically fit and enjoy a healthy lifestyle. You'll feel better, have more energy and your whole outlook on life will be one hundred percent brighter than someone who fails to find the time to exercise. In short, exercise is a win-win situation that should be a part of your daily routine.

Personal financial planning key areas

The six key areas of personal financial planning, as suggested by the Financial Planning Standards Board, are:

1 - Financial Position: this area is concerned with understanding the personal resources available by examining net worth and household cash flow. Net worth is a person's balance sheet, calculated by adding up all assets under that person's control, minus all liabilities of the household, at one point in time. Household cash flow totals up all the expected sources of income within a year, minus all expected expenses within the same year. From this analysis, the financial planner can determine to what degree and in what time the personal goals can be accomplished.

5 Steps to personal finance planning

A key component of personal finance is financial planning, a dynamic process that requires regular monitoring and reevaluation. In general, it has five steps:

1. Assessment: One's personal financial situation can be assessed by compiling simplified versions of financial balance sheets and income statements. A personal balance sheet lists the values of personal assets (e.g., car, house, clothes, stocks, bank account), along with personal liabilities (e.g., credit card debt, bank loan, mortgage). A personal income statement lists personal income and expenses.

what is personal finance?

Personal finance is the application of the principles of finance to the monetary decisions of an individual or family unit. It addresses the ways in which individuals or families obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. Components of personal finance might include checking and savings accounts, credit cards and consumer loans, investments in the stock market, retirement plans, social security benefits, insurance policies, and income tax management

courtesy Wikipedia